Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam - Ok-Life-Accident-and-Health-or-Sickness-Producer Valid Dumps

Updated: Oct 01, 2026
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: General Insurance Knowledge72%- Life Insurance Basics
  • 1. Underwriting and issue
  • 2. Policy provisions and riders
  • 3. Types of life policies
- Annuities
  • 1. Types of annuities
  • 2. Features and taxation
- Health and Accident Insurance Basics
  • 1. Health insurance policies
  • 2. Disability income insurance
  • 3. Accident and sickness coverage
- Insurance Regulation
  • 1. Licensing requirements
  • 2. Unfair trade practices
  • 3. Federal and state laws
Topic 2: Oklahoma State-Specific Knowledge28%- Consumer Protection and Ethics
  • 1. Unfair claims practices
  • 2. Privacy and disclosure requirements
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- State Licensing and Renewal
  • 1. Continuing education rules
  • 2. Residency requirements

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

When can an insurer cancel a Medicare supplement plan?

  • A. On a date specified in the policy.
  • B. At the enrollment period.
  • C. After nonpayment.
  • D. At any time.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

A difference between permanent and term life insurance is

  • A. term life only covers the insured for 1 year.
  • B. permanent life automatically covers an insured for 5 years even when premiums are not paid.
  • C. permanent life may develop cash value.
  • D. term life is more economical for the insured over a long life span.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

How will covered expenses be paid if an insured has a scheduled dental policy?

  • A. The insurer will pay a percentage of each expense.
  • B. After the deductible is paid, benefits will be paid in a lump sum directly to the insured.
  • C. Benefits will be limited to a specific maximum dollar amount per procedure.
  • D. All expenses will be paid after the insured's deductible is paid.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

A common disaster provision states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the

  • A. beneficiary and the insured individual died simultaneously.
  • B. beneficiary outlived the insured individual.
  • C. insured individual outlived the beneficiary.
  • D. beneficiary was never named on the policy.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #5

In conjunction with an Oklahoma insurance producer or adjuster license renewal, which one of the following is a continuing education requirement?

  • A. 26 hours every 3 years.
  • B. 24 hours every 2 years.
  • C. 18 hours every 2 years.
  • D. 12 hours annually.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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