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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Which of the following is a life insurance contract written on the life of an individual?

A) Single-Life Insurance.
B) Joint Life Contract.
C) Insurance.
D) Survivorship Policy.

2. Group long-term disability benefit amounts are usually limited to what percentage of the participant ' s income?

A) 100
B) 40
C) 60
D) 80

3. Which type of group has a constitution and bylaws, is organized and maintained in good faith for purposes other than obtaining insurance, and has insurance for the purpose of covering members and their employees?

A) Employee or individual employer group.
B) Credit Insurance group.
C) Multiple employer group.
D) Association or labor group.

4. The policy provision describing the responsibilities of the master policyowner is in

A) individual medical policies.
B) group health policies.
C) individual health policies.
D) certificate of coverage.

5. The cause of a loss is called

A) an exposure.
B) a hazard.
C) a risk.
D) a peril.

Solutions: