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CII E05 Exam Syllabus Topics:

CII Examination element of M05 Insurance law Sample Questions:

1. What is the most common for of corporation?

A) Registered corporation.
B) Chartered corporation.
C) Corporation sole.
D) Statutory corporation.

2. At what stage is insurable interest required for a marine cargo insurance policy?

A) Throughout the duration of the contract.
B) At both inception of the policy and at the time of the loss.
C) At the time of the loss only.
D) At inception of the policy only.

3. Ambiguous terms in a household insurance contract are generally construed against the

A) insurer due to the contra proferentem rule.
B) policyholder due to the noscitur a sociis rule.
C) insurer due to the ejusdem generis rule.
D) policyholder due to the literal rule.

4. In terms of private motor insurance, a renewal offer can be accepted

A) only by written communication.
B) by the proposer acting in reliance of the offer.
C) only by the proposer personally.
D) by any third party.

5. A claimant may possibly recover money transferred under an illegal contract when

A) both parties to the contract are equal in wrongdoing.
B) the illegality makes the contract voidable rather than void.
C) the legal portion of the contract can be severed from the illega portion.
D) the contract is against public policy but not substantive law.

Solutions: